Last year 10 million Americans spent an estimated 300 million hours* recovering from identity theft.

Twin Cities Insurance Group recognizes identity theft victims need not only financial relief but also expert assistance. Our coverage is designed to save you time, money and hours of frustration by performing the work necessary to recover your identity.

Identity Theft

• occurs when a person's identification (including name, social security number, driver's license number, bank account or credit card numbers) is used by another person for unlawful activities.
• is one of the fastest growing crimes in the U.S.
• required over 10 million Americans to spend an estimated 300 million hours last year resolving problems related to identity theft.

Twin Cities Insurance Group offers a comprehensive Identity Theft coverage to protect you and your family for pennies a day.

* Information published by the Federal Trade Commission Identity Theft Survey Report (September 2003)

To help you with all the work needed to recover your identity, TC Insurance Group's coverage offers an On Your Side^SM service feature through our partnership with ID Theft Assist^SM. Available 24/7, one phone call connects you with an experienced representative who will:

• Access your credit report immediately
• Assist you in identifying fraudulent accounts
• Place a "fraud alert" on your credit reports
• File a report with the Federal Trade Commission
• Notify credit-reporting agencies
• Contact creditors on your behalf
• Assist you in filing a police report
• Assist in replacing driver license, passport, social security card and any other identifying documents
• Provide emergency cash advance, if theft occurs away from home (must be secured with credit card)

Other services include:

• Legal support
• Translation services
• Emotional support to help alleviate stress and anxiety

Twin Cities Insurance Group's Identity Theft coverage also provides up to $25,000, with no deductible, to cover expenses you incur to restore your good name, including:

• Costs of executing affidavits
• Costs of certified mail and long distance phone calls
• Lost income (maximum $250 a day, total of $5,000)
• Loan re-application fees
• Attorney fees

Twin Cities Insurance Group will assist you
You deserve faster, more convenient and easier ways to meet your insurance and financial needs. That's why we have agencies across the street and across the country. So a TC Insurance Group agent is nearby. And with convenient hours, your agent is also available to provide professional, courteous service when you need it. At Twin Cities Insurance Group, you are our focus, and we will work hard to earn the privilege of meeting your needs.

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Experience claims service that's second to none
The true test of an insurance company is in how quickly and fairly claims are settled. That's why you'll experience a personal, hassle-free claims process with TC Insurance Group. Just call our dedicated representatives anytime 24 hours a day, 7 days a week, 365 days a year, from anywhere in the U.S.A and Canada.

From the moment you report a loss, you can count on our team of professionals. We gather all the facts, assess the damage, and settle the claim quickly and fairly. It's what Twin Cities Insurance Group's promise of being on your side is all about. And it's exactly what you should expect.

Now With Free Credit Monitoring!
Twin Cities Insurance Group teamed up with Worldwide Assistance® and TransUnion® to offer ID Theft customers free Credit Monitoring! This optional service sends e-mail alerts when your credit report changes. Best of all, it's free with the purchase of Identity Theft Coverage from Twin Cities Insurance Group!

These days it's easier than ever for the wrong people to get a hold of your personal information.

If your identity were stolen, how long would it take you to find out?

Keep an eye out for the early signs of identity theft. Help protect yourself with free Credit Monitoring from Nationwide®.

How does Credit Monitoring work?
Credit Monitoring is free to all Twin Cities Insurance Group Identity Theft coverage customers. Sign up and you'll get a free credit report. Plus, you'll receive an e-mail alert each time your credit report changes. You can also choose to be notified by phone or mail.

When will I receive credit alerts?
You'll be notified when your credit report shows:

• New Inquiries from creditors
• New Account(s) opened in your name
• Delinquent Account(s)/Late Payment(s)
• Improved Account(s)
• Account(s) Included in Bankruptcy
• New Public Records
• New Addresses
• New Employment
• New Fraud Alerts
• Twin Cities Insurance Group offers Credit Monitoring through a partnership with Worldwide Assistance and TrueCredit. TrueCredit is a wholly owned subsidiary of TransUnion - one of the largest credit agencies in the world.

Get your life back in order faster. Twin Cities Insurance Group offers comprehensive Identity Theft Coverage to help protect you and your family.

Each year, millions of people have their identities stolen. Now you can monitor your credit-and recover from identity theft faster-with Twin Cities Insurance Group Identity Theft Coverage.

Recover quickly. Minimize damage.
If you are victimized by identity theft, our experienced representative will:

• Make all the required phone calls to creditors, banks and agencies
• Place a fraud alert on your credit report
• Work with credit reporting agencies and law enforcement
• Help you identify suspicious accounts
• Help replace necessary documents (such as your driver's license, passport and Social Security card)
• Complete and file all forms and applications

Keep an eye on your credit. You'll also receive 24/7 credit monitoring at no additional cost. If anything suspicious occurs, you'll be notified immediately.

TC Insurance Group can provide up to $25,000 reimbursement, deductible free, to cover expenses incurred while restoring your identity (such as lost income and attorney fees).

Ask us today about Identity Theft Coverage!